Is getting a business gas card worth it?

FAQs → Business → Credit → Building → Vendors → Fuel

Yes, but only if you can meet the card’s minimum purchase requirements to earn rewards, and can pay your card balance in full each month. The interest rates on business gas cards and fleet fuel cards are typically in the 25-30% range. If carrying a balance, you will lose your reward earnings and then some.

When business fuel cards regularly report to business credit bureaus they can be used as a credit-building stepping stone to obtaining retail store credit cards. This strategy requires that your gas card also reports to Dun & Bradstreet, so you can get a PAYDEX score boost by paying your fuel purchase invoices as early as possible.