No. approval for Ramp corporate cards do not require a personal guarantee so there is no need to review your personal credit. Ramp will, however, look at your business bank account to ensure you can meet their minimum balance of $75k, and into your business cash flow to determine your credit limit.
It’s completely free, but you do need at least $75,000 in your bank to get approved for s Ramp corporate card that will allow you to access their next-generation finance and accounting tools. In fact, Ramp offers unlimited free employee cards and has no annual fee or foreign transaction fees.
Yes. Ramp is a 100% legitimate financial service company. Even though it is not a traditional bank, it’s supported by traditional banking institutions.